/* =========================================================
   styles.css — Abbey Insurance LLC
   Shared stylesheet for all pages
   ========================================================= */

/* ── Google Fonts are loaded per-page via <link> ── */

/* ── RESET & BASE ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  /* Ocean / Coastal Palette — exact match to index.html */
  --ocean-deep:    #0d3b5e;
  --ocean-mid:     #1a5f8a;
  --ocean-bright:  #2a8fc0;
  --seafoam:       #4db8b0;
  --wave:          #a8d8ea;
  --shore-sand:    #f0e8d8;
  --sea-glass:     #d4eee9;
  --pearl:         #f7fbfd;
  --horizon:       #e8f4f8;
  --navy:          #0a2540;
  --text:          #1a2e3d;
  --muted:         #5a7a8a;
  --shadow:        rgba(13,59,94,0.12);
  --shadow-deep:   rgba(13,59,94,0.22);
  /* Aliases for brief reference */
  --white:         #ffffff;
  --sand:          #f0e8d8;
}

html { scroll-behavior: smooth; overflow-x: hidden; }
body {
  font-family: 'DM Sans', sans-serif;
  background: var(--pearl);
  color: var(--text);
  overflow-x: hidden;
  line-height: 1.6;
}
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; }
ul, ol { list-style: none; }

/* ── TOP BAR ── */
.top-bar {
  background: var(--navy);
  color: rgba(255,255,255,0.65);
  font-size: 0.78rem;
  font-weight: 500;
  padding: 0.4rem 2rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 0.5rem;
}
.top-bar a { color: rgba(255,255,255,0.65); text-decoration: none; transition: color 0.2s; }
.top-bar a:hover { color: var(--seafoam); }
.top-bar-left, .top-bar-right { display: flex; align-items: center; gap: 1.5rem; flex-wrap: wrap; }

/* ── NAV ── */
nav {
  position: sticky;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: rgba(247,251,253,0.97);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(168,216,234,0.4);
  padding: 0 2rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
  box-shadow: 0 2px 24px var(--shadow);
}
/* breadcrumb is a <nav> — reset all inherited nav-bar styles */
nav.breadcrumb {
  background: transparent;
  border: none;
  padding: 0;
  height: auto;
  position: static;
  z-index: auto;
  box-shadow: none;
  backdrop-filter: none;
  -webkit-backdrop-filter: none;
  justify-content: flex-start;
}
.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  flex-shrink: 0;
}
.nav-logo-icon {
  width: 42px;
  height: 42px;
  background: linear-gradient(135deg, var(--ocean-mid), var(--seafoam));
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  box-shadow: 0 3px 10px rgba(26,95,138,0.3);
}
.nav-logo-text {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.2rem;
  color: var(--ocean-deep);
  font-weight: 700;
  line-height: 1.1;
}
.nav-logo-text span {
  display: block;
  font-family: 'DM Sans', sans-serif;
  font-size: 0.6rem;
  font-weight: 600;
  color: var(--muted);
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

/* Nav links */
.nav-links {
  display: flex;
  align-items: center;
  gap: 1.6rem;
  list-style: none;
}
.nav-links > li { position: relative; }
.nav-links a {
  text-decoration: none;
  color: var(--text);
  font-weight: 500;
  font-size: 0.9rem;
  transition: color 0.2s;
  white-space: nowrap;
}
.nav-links a:hover,
.nav-links a.active { color: var(--ocean-mid); }
.nav-links a.active { font-weight: 700; }

/* Dropdown trigger */
.nav-dropdown-toggle {
  background: none;
  border: none;
  font-family: 'DM Sans', sans-serif;
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--text);
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 4px;
  padding: 0;
  transition: color 0.2s;
}
.nav-dropdown-toggle:hover { color: var(--ocean-mid); }
.nav-dropdown-toggle .dd-arrow { font-size: 0.65rem; transition: transform 0.25s; }
.nav-links li.dd-open .dd-arrow { transform: rotate(180deg); }

/* Dropdown menu */
.nav-dropdown {
  display: none;
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%);
  padding-top: 14px;
  min-width: 200px;
  z-index: 9999;
  background: transparent;
}
/* White panel sits below the transparent bridge */
.nav-dropdown::before {
  content: '';
  position: absolute;
  inset: 14px 0 0 0;
  background: white;
  border-radius: 14px;
  border: 1px solid rgba(168,216,234,0.5);
  box-shadow: 0 16px 48px var(--shadow-deep);
  z-index: -1;
  animation: fadeUp 0.2s ease;
}
.nav-links li.dd-open .nav-dropdown { display: block; }
.nav-dropdown a {
  position: relative;
  display: block;
  padding: 0.75rem 1.2rem;
  color: var(--text);
  font-size: 0.88rem;
  font-weight: 500;
  text-decoration: none;
  transition: background 0.15s, color 0.15s;
  border-bottom: 1px solid rgba(168,216,234,0.25);
  border-radius: 0;
}
.nav-dropdown a:first-child { border-radius: 14px 14px 0 0; }
.nav-dropdown a:last-child { border-radius: 0 0 14px 14px; border-bottom: none; }
.nav-dropdown a:hover { background: var(--horizon); color: var(--ocean-mid); }

/* CTA button in nav */
.nav-cta {
  background: var(--ocean-mid);
  color: white !important;
  padding: 0.55rem 1.4rem;
  border-radius: 50px;
  text-decoration: none;
  font-weight: 600;
  font-size: 0.88rem;
  transition: all 0.2s;
  box-shadow: 0 3px 14px rgba(26,95,138,0.35);
  white-space: nowrap;
}
.nav-cta:hover { background: var(--ocean-deep); transform: translateY(-1px); }

/* Hamburger */
.nav-hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
  z-index: 1100;
}
.nav-hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--ocean-deep);
  border-radius: 2px;
  transition: all 0.3s;
}
.nav-hamburger[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-hamburger[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-hamburger[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Mobile nav */
.nav-mobile {
  display: none;
  position: fixed;
  top: 68px;
  left: 0;
  right: 0;
  height: auto;                              /* override height:68px from base nav rule */
  background: white;
  border-bottom: 1px solid rgba(168,216,234,0.4);
  box-shadow: 0 8px 32px var(--shadow);
  z-index: 999;
  padding: 1rem 0;
  max-height: calc(100vh - 68px);
  overflow-y: auto;
}
.nav-mobile.open { display: block; }
.nav-mobile a,
.nav-mobile button {
  display: block;
  width: 100%;
  text-align: left;
  padding: 0.85rem 2rem;
  color: var(--text);
  font-size: 1rem;
  font-weight: 500;
  text-decoration: none;
  background: none;
  border: none;
  border-bottom: 1px solid rgba(168,216,234,0.2);
  font-family: 'DM Sans', sans-serif;
  cursor: pointer;
  transition: background 0.15s;
}
.nav-mobile a:hover,
.nav-mobile button:hover { background: var(--horizon); color: var(--ocean-mid); }
.nav-mobile a.active { color: var(--ocean-mid); font-weight: 700; }
.nav-mobile .mobile-dropdown { display: none; background: var(--horizon); }
.nav-mobile .mobile-dropdown.open { display: block; }
.nav-mobile .mobile-dropdown a { padding-left: 3rem; font-size: 0.9rem; }
.nav-mobile .nav-cta-mobile {
  margin: 1rem 2rem;
  display: block;
  text-align: center;
  background: var(--ocean-mid);
  color: white !important;
  padding: 0.85rem 2rem;
  border-radius: 50px;
  font-weight: 700;
  text-decoration: none;
  border: none;
  font-size: 1rem;
}

/* ── HERO (homepage full height) ── */
.hero {
  min-height: 100vh;
  background: var(--ocean-deep);
  display: flex;
  align-items: center;
  position: relative;
  z-index: 0;         /* keep below sticky nav dropdown */
  overflow: hidden;
  padding: 100px 2rem 60px;
}
.hero-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
  background:
    radial-gradient(ellipse 80% 60% at 70% 30%, rgba(42,143,192,0.25) 0%, transparent 65%),
    radial-gradient(ellipse 50% 60% at 5% 70%, rgba(77,184,176,0.2) 0%, transparent 60%);
}
.hero-waves { position: absolute; bottom: 0; left: 0; right: 0; height: 200px; z-index: 1; pointer-events: none; }
.wave-svg { position: absolute; bottom: 0; left: 0; width: 100%; }
.wave1 { animation: waveMove 7s ease-in-out infinite; opacity: 0.35; }
.wave2 { animation: waveMove 5s ease-in-out infinite reverse; opacity: 0.2; }
.wave3 { animation: waveMove 9s ease-in-out infinite; opacity: 1; }
@keyframes waveMove { 0%,100%{transform:translateX(0)} 50%{transform:translateX(-40px)} }

.bubble {
  position: absolute;
  border-radius: 50%;
  background: rgba(168,216,234,0.07);
  border: 1px solid rgba(168,216,234,0.1);
  animation: floatUp linear infinite;
  pointer-events: none;
}
@keyframes floatUp {
  0%   { transform: translateY(0);       opacity: 0; }
  10%  { opacity: 0.8; }
  90%  { opacity: 0.3; }
  100% { transform: translateY(-110vh);  opacity: 0; }
}
.hero-inner {
  position: relative;
  z-index: 2;
  max-width: 1200px;
  margin: 0 auto;
  width: 100%;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(77,184,176,0.2);
  border: 1px solid rgba(77,184,176,0.4);
  color: #7de8e1;
  padding: 0.35rem 0.9rem;
  border-radius: 50px;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: 1.2rem;
  animation: fadeUp 0.6s ease both;
  white-space: nowrap;
}
.hero h1 {
  font-family: 'Cormorant Garamond', serif;
  font-size: clamp(2.4rem, 5vw, 4rem);
  line-height: 1.12;
  color: white;
  margin-bottom: 1.2rem;
  animation: fadeUp 0.6s 0.1s ease both;
  overflow-wrap: break-word;
  word-break: break-word;
  max-width: 100%;
}
.hero h1 em { font-style: italic; color: #7de8e1; }
.hero p {
  font-size: 1.05rem;
  color: rgba(255,255,255,0.72);
  line-height: 1.75;
  max-width: 480px;
  margin-bottom: 2rem;
  animation: fadeUp 0.6s 0.2s ease both;
}
.hero-actions { display: flex; gap: 1rem; flex-wrap: wrap; animation: fadeUp 0.6s 0.3s ease both; }
.hero-stats { display: flex; gap: 2rem; margin-top: 2.5rem; animation: fadeUp 0.6s 0.4s ease both; flex-wrap: wrap; }
.stat-num { font-family: 'Cormorant Garamond', serif; font-size: 2.2rem; font-weight: 700; color: #7de8e1; line-height: 1; }
.stat-label { font-size: 0.75rem; color: rgba(255,255,255,0.55); font-weight: 500; text-transform: uppercase; letter-spacing: 0.05em; margin-top: 3px; }

/* Hero visual card (right side) */
.hero-visual { position: relative; animation: fadeUp 0.7s 0.25s ease both; }
.hero-card-main {
  background: rgba(255,255,255,0.08);
  backdrop-filter: blur(20px);
  border-radius: 24px;
  padding: 2rem;
  border: 1px solid rgba(255,255,255,0.15);
  box-shadow: 0 20px 60px rgba(0,0,0,0.3);
}
.women-owned-badge {
  background: linear-gradient(135deg, rgba(77,184,176,0.25), rgba(42,143,192,0.2));
  border: 1px solid rgba(77,184,176,0.45);
  border-radius: 14px;
  padding: 1rem 1.2rem;
  margin-bottom: 1rem;
  text-align: center;
}
.wob-icon { font-size: 1.8rem; margin-bottom: 0.3rem; }
.wob-title { color: #7de8e1; font-weight: 700; font-size: 0.85rem; letter-spacing: 0.05em; text-transform: uppercase; }
.wob-sub { color: rgba(255,255,255,0.6); font-size: 0.75rem; margin-top: 2px; }
.coverage-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0.75rem; margin-bottom: 1rem; }
.coverage-item {
  background: rgba(255,255,255,0.07);
  border-radius: 12px;
  padding: 0.9rem;
  border: 1px solid rgba(255,255,255,0.1);
  transition: all 0.2s;
}
.coverage-item:hover { background: rgba(255,255,255,0.13); }
.coverage-icon { font-size: 1.5rem; }
.coverage-name { font-weight: 700; font-size: 0.82rem; color: white; }
.coverage-desc { font-size: 0.7rem; color: rgba(255,255,255,0.5); }
.card-rating {
  display: flex;
  align-items: center;
  gap: 10px;
  background: rgba(255,255,255,0.07);
  border-radius: 12px;
  padding: 0.75rem 1rem;
  border: 1px solid rgba(255,255,255,0.1);
}
.stars { color: #ffd166; font-size: 0.9rem; letter-spacing: 1px; }
.rating-text { font-size: 0.8rem; color: rgba(255,255,255,0.65); }
.rating-text strong { color: white; }

/* ── PAGE HERO (inner pages) ── */
.page-hero {
  background: linear-gradient(135deg, var(--ocean-deep) 0%, var(--ocean-mid) 100%);
  padding: 100px 2rem 80px;
  position: relative;
  z-index: 0;          /* keep below sticky nav dropdown */
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 70% 60% at 80% 40%, rgba(42,143,192,0.2) 0%, transparent 60%),
    radial-gradient(ellipse 40% 50% at 10% 60%, rgba(77,184,176,0.15) 0%, transparent 60%);
}
.page-hero-inner {
  position: relative;
  z-index: 1;
  max-width: 860px;
  margin: 0 auto;
  text-align: center;
}
.page-hero .breadcrumb {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  margin-bottom: 1.2rem;
  font-size: 0.8rem;
  color: rgba(255,255,255,0.55);
  flex-wrap: wrap;
}
.page-hero .breadcrumb a { color: rgba(255,255,255,0.6); text-decoration: none; transition: color 0.2s; }
.page-hero .breadcrumb a:hover { color: var(--seafoam); }
.page-hero .breadcrumb span { color: rgba(255,255,255,0.35); }
.page-hero h1 {
  font-family: 'Cormorant Garamond', serif;
  font-size: clamp(2rem, 4.5vw, 3.2rem);
  color: white;
  line-height: 1.15;
  margin-bottom: 1rem;
  animation: fadeUp 0.6s ease both;
}
.page-hero p {
  font-size: 1.05rem;
  color: rgba(255,255,255,0.72);
  line-height: 1.75;
  max-width: 640px;
  margin: 0 auto 2rem;
  animation: fadeUp 0.6s 0.15s ease both;
}
.page-hero-actions { display: flex; gap: 1rem; justify-content: center; flex-wrap: wrap; animation: fadeUp 0.6s 0.25s ease both; }

/* ── TRUST BAR ── */
.trust-bar {
  background: var(--navy);
  padding: 1.1rem 2rem;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 2.5rem;
  flex-wrap: wrap;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,0.72);
  font-size: 0.83rem;
  font-weight: 500;
  white-space: nowrap;
}

/* ── HOURS BAR ── */
.hours-bar {
  background: var(--sea-glass);
  border-top: 1px solid rgba(168,216,234,0.4);
  border-bottom: 1px solid rgba(168,216,234,0.4);
  padding: 1.2rem 2rem;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 3rem;
  flex-wrap: wrap;
}
.hours-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--ocean-deep);
  white-space: nowrap;
}

/* ── FLOOD PROMO BAR ── */
.flood-promo-bar {
  background: linear-gradient(135deg, var(--ocean-deep) 0%, #0d6fa8 60%, #1a7fb5 100%);
  border-top: 3px solid var(--seafoam);
  border-bottom: 3px solid var(--seafoam);
  padding: 1.4rem 2rem;
}
.flood-promo-inner {
  max-width: 1160px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  flex-wrap: wrap;
}
.flood-promo-left {
  display: flex;
  align-items: center;
  gap: 1rem;
  flex: 1;
  min-width: 0;
}
.flood-promo-icon {
  font-size: 2rem;
  flex-shrink: 0;
}
.flood-promo-headline {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.25rem;
  font-weight: 700;
  color: #fff;
  line-height: 1.2;
  margin-bottom: 0.2rem;
}
.flood-promo-sub {
  font-size: 0.83rem;
  color: rgba(255,255,255,0.78);
  line-height: 1.5;
}
.flood-promo-sub strong { color: #fff; }
.flood-promo-btn {
  display: inline-flex;
  align-items: center;
  background: var(--seafoam);
  color: var(--ocean-deep);
  font-weight: 700;
  font-size: 0.88rem;
  padding: 0.7rem 1.4rem;
  border-radius: 8px;
  text-decoration: none;
  white-space: nowrap;
  flex-shrink: 0;
  transition: background 0.2s, transform 0.15s;
}
.flood-promo-btn:hover {
  background: #3fd9cc;
  transform: translateY(-1px);
}
@media (max-width: 600px) {
  .flood-promo-inner { flex-direction: column; align-items: flex-start; }
  .flood-promo-btn { width: 100%; justify-content: center; }
  .flood-promo-headline { font-size: 1.1rem; }
}

/* ── BUTTONS ── */
.btn-primary {
  background: var(--seafoam);
  color: var(--navy);
  padding: 0.85rem 2rem;
  border-radius: 50px;
  text-decoration: none;
  font-weight: 700;
  font-size: 1rem;
  box-shadow: 0 6px 24px rgba(77,184,176,0.4);
  transition: all 0.2s;
  border: none;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: 'DM Sans', sans-serif;
}
.btn-primary:hover { background: #3ecfc6; transform: translateY(-2px); }

.btn-secondary {
  background: rgba(255,255,255,0.1);
  color: white;
  padding: 0.85rem 2rem;
  border-radius: 50px;
  text-decoration: none;
  font-weight: 600;
  font-size: 1rem;
  border: 1.5px solid rgba(255,255,255,0.25);
  transition: all 0.2s;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: 'DM Sans', sans-serif;
}
.btn-secondary:hover { background: rgba(255,255,255,0.18); }

.btn-outline {
  background: transparent;
  color: var(--ocean-mid);
  padding: 0.85rem 2rem;
  border-radius: 50px;
  text-decoration: none;
  font-weight: 600;
  font-size: 1rem;
  border: 2px solid var(--ocean-mid);
  transition: all 0.2s;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: 'DM Sans', sans-serif;
  cursor: pointer;
}
.btn-outline:hover { background: var(--ocean-mid); color: white; }

.btn-light {
  background: var(--seafoam);
  color: var(--navy);
  padding: 0.85rem 2rem;
  border-radius: 50px;
  text-decoration: none;
  font-weight: 700;
  font-size: 1rem;
  box-shadow: 0 6px 24px rgba(77,184,176,0.4);
  transition: all 0.2s;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: 'DM Sans', sans-serif;
}
.btn-light:hover { background: #3ecfc6; transform: translateY(-2px); }

.btn-ghost {
  background: rgba(255,255,255,0.1);
  color: rgba(255,255,255,0.85);
  padding: 0.85rem 2rem;
  border-radius: 50px;
  text-decoration: none;
  font-weight: 600;
  font-size: 1rem;
  border: 1.5px solid rgba(255,255,255,0.25);
  transition: all 0.2s;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: 'DM Sans', sans-serif;
}
.btn-ghost:hover { background: rgba(255,255,255,0.18); color: white; }

/* ── SECTION HELPERS ── */
.section { padding: 90px 2rem; }
.section-inner { max-width: 1200px; margin: 0 auto; }
.section-center { text-align: center; }
.section-label {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--ocean-bright);
  margin-bottom: 0.8rem;
}
.section-label::before { content: '~~ '; }
.section-label::after  { content: ' ~~'; }
.section-title {
  font-family: 'Cormorant Garamond', serif;
  font-size: clamp(1.8rem, 3.5vw, 2.8rem);
  color: var(--ocean-deep);
  line-height: 1.2;
  margin-bottom: 1rem;
}
.section-sub {
  font-size: 1rem;
  color: var(--muted);
  line-height: 1.75;
  max-width: 560px;
}
.bg-pearl   { background: var(--pearl); }
.bg-white   { background: #ffffff; }
.bg-navy    { background: var(--navy); }
.bg-horizon { background: var(--horizon); }
.bg-sea-glass { background: var(--sea-glass); }
.bg-ocean   { background: var(--ocean-deep); }

/* ── CARDS GRID ── */
.cards-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.5rem;
  margin-top: 3rem;
}
.card {
  background: white;
  border-radius: 20px;
  padding: 2rem;
  border: 1px solid rgba(168,216,234,0.4);
  box-shadow: 0 4px 24px var(--shadow);
  transition: all 0.3s;
}
.card:hover { transform: translateY(-4px); box-shadow: 0 12px 36px var(--shadow-deep); }

/* ── COVERAGE CARDS ── */
.coverage-section { background: var(--pearl); }
.coverage-cards {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 1.25rem;
  margin-top: 3rem;
}
@media (max-width: 1100px) {
  .coverage-cards { grid-template-columns: repeat(3, 1fr); }
}
@media (max-width: 700px) {
  .coverage-cards { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 460px) {
  .coverage-cards { grid-template-columns: 1fr; }
}
.cov-card {
  background: white;
  border-radius: 20px;
  padding: 1.5rem;
  border: 1px solid rgba(168,216,234,0.4);
  box-shadow: 0 4px 24px var(--shadow);
  transition: all 0.3s;
  position: relative;
  overflow: hidden;
}
.cov-card::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--ocean-mid), var(--seafoam));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s;
}
.cov-card:hover { transform: translateY(-5px); box-shadow: 0 16px 40px var(--shadow-deep); }
.cov-card:hover::after { transform: scaleX(1); }
.cov-emoji { font-size: 2.4rem; margin-bottom: 1rem; display: block; }
.cov-card h3 {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.35rem;
  color: var(--ocean-deep);
  margin-bottom: 0.6rem;
}
.cov-card p { font-size: 0.88rem; color: var(--muted); line-height: 1.65; margin-bottom: 1.2rem; }
.cov-features { list-style: none; }
.cov-features li {
  font-size: 0.83rem;
  color: var(--text);
  padding: 0.28rem 0;
  display: flex;
  align-items: center;
  gap: 8px;
}
.cov-features li::before { content: '~'; color: var(--seafoam); font-weight: 700; font-size: 1rem; }
.cov-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 1.2rem;
  color: var(--ocean-mid);
  font-weight: 700;
  font-size: 0.88rem;
  text-decoration: none;
  transition: gap 0.2s;
}
.cov-link:hover { gap: 10px; }

.cov-card--flood { border-color: rgba(62,207,198,0.4); background: linear-gradient(160deg, #ffffff 60%, rgba(62,207,198,0.06)); }
.cov-card--flood::after { transform: scaleX(1); background: linear-gradient(90deg, var(--seafoam), #3ecfc6); }
.cov-feature--highlight { color: var(--ocean-mid) !important; font-weight: 700; }
.cov-feature--highlight::before { content: '' !important; display: none; }
.cov-link--flood { color: var(--seafoam); font-size: 0.92rem; white-space: nowrap; }
.cov-link--flood:hover { color: var(--ocean-mid); }

/* ── STATS STRIP ── */
.stats-strip {
  background: var(--ocean-deep);
  padding: 3rem 2rem;
}
.stats-strip-inner {
  max-width: 1000px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: 2rem;
  text-align: center;
}
.stat-block .n {
  font-family: 'Cormorant Garamond', serif;
  font-size: 2.8rem;
  color: #7de8e1;
  line-height: 1;
  font-weight: 700;
}
.stat-block .l {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.55);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-top: 6px;
}

/* Sandy section */
.sandy-section { background: var(--ocean-deep); position: relative; overflow: hidden; }
.sandy-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 60% 50% at 20% 50%, rgba(42,143,192,0.2) 0%, transparent 60%),
    radial-gradient(ellipse 50% 60% at 85% 30%, rgba(77,184,176,0.1) 0%, transparent 60%);
}
.sandy-inner { position: relative; z-index: 1; max-width: 1200px; margin: 0 auto; }
.sandy-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 4rem; align-items: center; margin-top: 3rem; }
.sandy-content .section-title { color: white; }
.sandy-content .section-label { color: var(--seafoam); }
.sandy-content p { color: rgba(255,255,255,0.72); font-size: 0.97rem; line-height: 1.8; margin-bottom: 1rem; }
.sandy-content p strong { color: #7de8e1; }
.sandy-stats { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; margin-top: 2rem; }
.sandy-stat {
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 16px;
  padding: 1.2rem;
}
.sandy-stat .n { font-family: 'Cormorant Garamond', serif; font-size: 2rem; color: #7de8e1; line-height: 1; }
.sandy-stat .l { font-size: 0.73rem; color: rgba(255,255,255,0.55); margin-top: 4px; text-transform: uppercase; letter-spacing: 0.05em; }
/* Sandy photo */
.sandy-photo-section {
  background: var(--pearl);
  padding: 3rem 2rem;
}
.sandy-photo-wrap {
  margin: 0 auto;
  max-width: 860px;
  position: relative;
  height: 420px;
  overflow: hidden;
  border-radius: 20px;
  box-shadow: 0 12px 48px rgba(13,59,94,0.18);
}
.sandy-photo-img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  display: block;
}
.sandy-photo-caption {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  padding: 0.75rem 1.2rem;
  background: linear-gradient(to top, rgba(10,37,64,0.65) 0%, transparent 100%);
  color: rgba(255,255,255,0.75);
  font-size: 0.75rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-family: 'DM Sans', sans-serif;
}
@media (max-width: 768px) {
  .sandy-photo-wrap { height: 240px; border-radius: 14px; }
  .sandy-photo-section { padding: 2rem 1rem; }
}

.sandy-quote-card {
  background: rgba(255,255,255,0.07);
  backdrop-filter: blur(12px);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 24px;
  padding: 2rem;
}
.sq-tag {
  display: block;
  width: fit-content;
  background: rgba(77,184,176,0.2);
  border: 1px solid rgba(77,184,176,0.4);
  border-radius: 50px;
  padding: 0.3rem 0.8rem;
  color: #7de8e1;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 1.2rem;
}
.sq-icon { font-size: 2.5rem; margin-bottom: 1rem; display: block; }
.sandy-quote-card blockquote {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.15rem;
  font-style: italic;
  color: white;
  line-height: 1.65;
  margin-bottom: 1.2rem;
}
.sq-attribution { color: rgba(255,255,255,0.55); font-size: 0.82rem; }
.sq-attribution strong { color: rgba(255,255,255,0.8); }

/* ── FAMILY / ABOUT SECTION ── */
.family-section { background: linear-gradient(160deg, var(--horizon) 0%, var(--sea-glass) 100%); position: relative; overflow: hidden; }
.family-section::before {
  content: '';
  position: absolute;
  bottom: -60px; right: -80px;
  width: 400px; height: 400px;
  border-radius: 50%;
  background: rgba(42,143,192,0.05);
}
.family-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 4rem; align-items: center; margin-top: 3rem; }
.family-story p { font-size: 0.95rem; color: var(--muted); line-height: 1.8; margin-bottom: 1rem; }
.family-story p strong { color: var(--ocean-deep); font-weight: 700; }
.family-tags { display: flex; gap: 0.6rem; flex-wrap: wrap; margin-top: 1.5rem; }
.family-tag {
  background: white;
  border: 1.5px solid rgba(42,143,192,0.25);
  border-radius: 50px;
  padding: 0.35rem 0.85rem;
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--ocean-mid);
}
.family-card {
  background: white;
  border-radius: 24px;
  padding: 2rem;
  box-shadow: 0 16px 48px var(--shadow-deep);
  border: 1px solid rgba(168,216,234,0.4);
}
.family-card-header {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 1.5rem;
  padding-bottom: 1.2rem;
  border-bottom: 1px solid var(--horizon);
}
.family-icon-circle {
  width: 54px; height: 54px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--ocean-mid), var(--seafoam));
  display: flex; align-items: center; justify-content: center;
  font-size: 1.6rem; flex-shrink: 0;
}
.family-card-header h4 { font-family: 'Cormorant Garamond', serif; font-size: 1.3rem; color: var(--ocean-deep); }
.family-card-header p { font-size: 0.8rem; color: var(--muted); }
.family-agent {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 0.85rem 0;
  border-bottom: 1px solid var(--horizon);
}
.family-agent:last-child { border-bottom: none; }
.agent-avatar {
  width: 40px; height: 40px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.1rem; flex-shrink: 0;
  border: 2px solid var(--wave);
}
.agent-info { flex: 1; }
.agent-name { font-weight: 700; font-size: 0.88rem; color: var(--ocean-deep); }
.agent-role { font-size: 0.75rem; color: var(--muted); }
.agent-years { font-size: 0.72rem; background: var(--horizon); border-radius: 50px; padding: 0.15rem 0.6rem; color: var(--ocean-mid); font-weight: 600; white-space: nowrap; }

/* ── WHY SECTION ── */
.why-section { background: var(--sea-glass); }
.why-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 4rem; align-items: center; margin-top: 3rem; }
.why-visual { background: var(--ocean-deep); border-radius: 24px; padding: 2.5rem; color: white; position: relative; overflow: hidden; }
.why-visual::before { content: ''; position: absolute; top: -60px; right: -60px; width: 220px; height: 220px; border-radius: 50%; background: rgba(42,143,192,0.15); }
.why-visual h3 { font-family: 'Cormorant Garamond', serif; font-size: 1.5rem; margin-bottom: 1.5rem; }
.why-stat-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.why-stat { background: rgba(255,255,255,0.07); border-radius: 16px; padding: 1.2rem; border: 1px solid rgba(255,255,255,0.1); }
.why-stat .n { font-family: 'Cormorant Garamond', serif; font-size: 2.2rem; color: #7de8e1; }
.why-stat .l { font-size: 0.73rem; color: rgba(255,255,255,0.55); text-transform: uppercase; letter-spacing: 0.05em; margin-top: 4px; }
.why-points { list-style: none; }
.why-point { display: flex; gap: 1rem; padding: 1rem 0; border-bottom: 1px solid rgba(168,216,234,0.4); }
.why-point:last-child { border-bottom: none; }
.why-point-icon {
  width: 46px; height: 46px; flex-shrink: 0;
  background: white; border-radius: 12px;
  border: 1px solid rgba(168,216,234,0.4);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem; box-shadow: 0 2px 8px var(--shadow);
}
.why-point-text h4 { font-weight: 700; font-size: 0.95rem; color: var(--ocean-deep); margin-bottom: 3px; }
.why-point-text p { font-size: 0.83rem; color: var(--muted); line-height: 1.55; }

/* ── REVIEWS / TESTIMONIALS ── */
.reviews-section { background: var(--pearl); }
.reviews-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 1.5rem;
  margin-top: 3rem;
}
.review-card {
  background: white;
  border-radius: 20px;
  padding: 1.8rem;
  border: 1px solid rgba(168,216,234,0.4);
  box-shadow: 0 4px 18px var(--shadow);
}
.review-stars { color: #ffd166; font-size: 1rem; letter-spacing: 2px; margin-bottom: 0.8rem; }
.review-text { font-size: 0.93rem; line-height: 1.7; color: var(--text); margin-bottom: 1.2rem; font-style: italic; }
.review-author { display: flex; align-items: center; gap: 10px; }
.review-avatar {
  width: 40px; height: 40px; border-radius: 50%;
  background: linear-gradient(135deg, var(--ocean-mid), var(--seafoam));
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; color: white; font-size: 0.85rem; flex-shrink: 0;
}
.review-name { font-weight: 700; font-size: 0.88rem; color: var(--ocean-deep); }
.review-type { font-size: 0.74rem; color: var(--muted); }

/* ── FAQ ACCORDION ── */
.faq-section { background: var(--horizon); }
.faq-list { max-width: 760px; margin: 3rem auto 0; }
.faq-item {
  background: white;
  border-radius: 16px;
  margin-bottom: 0.75rem;
  border: 1px solid rgba(168,216,234,0.4);
  overflow: hidden;
}
.faq-q {
  width: 100%;
  padding: 1.2rem 1.5rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: none;
  border: none;
  font-family: 'DM Sans', sans-serif;
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--ocean-deep);
  cursor: pointer;
  text-align: left;
  transition: background 0.2s;
}
.faq-q:hover { background: var(--horizon); }
.faq-icon { color: var(--ocean-bright); font-size: 1.2rem; transition: transform 0.3s; flex-shrink: 0; margin-left: 1rem; }
.faq-item.open .faq-icon { transform: rotate(45deg); }
.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.3s;
  padding: 0 1.5rem;
  font-size: 0.9rem;
  color: var(--muted);
  line-height: 1.75;
}
.faq-item.open .faq-a { max-height: 400px; padding-bottom: 1.2rem; }

/* details/summary version (alternate) */
details.faq-details {
  background: white;
  border-radius: 16px;
  margin-bottom: 0.75rem;
  border: 1px solid rgba(168,216,234,0.4);
  overflow: hidden;
}
details.faq-details summary {
  padding: 1.2rem 1.5rem;
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--ocean-deep);
  cursor: pointer;
  list-style: none;
  display: flex;
  align-items: center;
  justify-content: space-between;
  transition: background 0.2s;
}
details.faq-details summary::-webkit-details-marker { display: none; }
details.faq-details summary::after { content: '+'; color: var(--ocean-bright); font-size: 1.2rem; transition: transform 0.3s; }
details.faq-details[open] summary::after { transform: rotate(45deg); }
details.faq-details summary:hover { background: var(--horizon); }
details.faq-details .faq-answer { padding: 0 1.5rem 1.2rem; font-size: 0.9rem; color: var(--muted); line-height: 1.75; }

/* ── PROCESS STEPS ── */
.process-steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 2rem; margin-top: 3rem; }
.process-step { text-align: center; }
.step-number {
  width: 56px; height: 56px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--ocean-mid), var(--seafoam));
  color: white;
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.4rem;
  font-weight: 700;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 1rem;
  box-shadow: 0 4px 16px rgba(26,95,138,0.3);
}
.process-step h4 { font-weight: 700; color: var(--ocean-deep); margin-bottom: 0.5rem; font-size: 1rem; }
.process-step p { font-size: 0.88rem; color: var(--muted); line-height: 1.6; }

/* ── FORMS ── */
.form-group { margin-bottom: 1.2rem; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
label {
  display: block;
  font-weight: 600;
  font-size: 0.83rem;
  color: var(--text);
  margin-bottom: 0.4rem;
}
input, select, textarea {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 2px solid rgba(168,216,234,0.5);
  border-radius: 12px;
  font-family: 'DM Sans', sans-serif;
  font-size: 0.95rem;
  color: var(--text);
  background: var(--horizon);
  transition: border-color 0.2s, background 0.2s;
  outline: none;
}
input:focus, select:focus, textarea:focus {
  border-color: var(--ocean-mid);
  background: white;
}
textarea { resize: vertical; min-height: 100px; }
.form-select { appearance: none; -webkit-appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%235a7a8a' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 1rem center; padding-right: 2.5rem; }
.form-submit {
  background: var(--ocean-mid);
  color: white;
  padding: 0.9rem 2.5rem;
  border-radius: 50px;
  border: none;
  font-family: 'DM Sans', sans-serif;
  font-size: 1rem;
  font-weight: 700;
  cursor: pointer;
  transition: all 0.2s;
  box-shadow: 0 4px 16px rgba(26,95,138,0.35);
  display: inline-flex;
  align-items: center;
  gap: 8px;
}
.form-submit:hover { background: var(--ocean-deep); transform: translateY(-1px); }
/* Validation */
input.error, select.error, textarea.error { border-color: #e53e3e; background: #fff5f5; }
input.valid, select.valid, textarea.valid { border-color: var(--seafoam); }
.field-error { font-size: 0.78rem; color: #e53e3e; margin-top: 0.3rem; display: block; }
/* Radio / Checkbox groups */
.radio-group, .check-group { display: flex; flex-wrap: wrap; gap: 0.75rem; margin-top: 0.4rem; }
.radio-label, .check-label {
  display: flex;
  align-items: center;
  gap: 8px;
  cursor: pointer;
  font-size: 0.88rem;
  font-weight: 500;
  color: var(--text);
}
.radio-label input, .check-label input {
  width: auto;
  cursor: pointer;
  accent-color: var(--ocean-mid);
}

/* ── QUOTE MULTI-STEP FORM ── */
.quote-section { background: var(--horizon); }
.quote-container {
  background: white;
  border-radius: 28px;
  padding: 3rem;
  box-shadow: 0 20px 60px var(--shadow-deep);
  border: 1px solid rgba(168,216,234,0.5);
  max-width: 820px;
  margin: 3rem auto 0;
}
.quote-header { text-align: center; margin-bottom: 2.5rem; }
.quote-header h2 { font-family: 'Cormorant Garamond', serif; font-size: 2rem; color: var(--ocean-deep); }
.quote-header p { color: var(--muted); font-size: 0.92rem; margin-top: 0.5rem; }
/* Progress */
.quote-progress { margin-bottom: 2.5rem; }
.quote-progress-label {
  text-align: center;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--muted);
  margin-bottom: 0.75rem;
}
.progress-bar-track {
  height: 6px;
  background: rgba(168,216,234,0.4);
  border-radius: 50px;
  overflow: hidden;
}
.progress-bar-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--ocean-mid), var(--seafoam));
  border-radius: 50px;
  transition: width 0.4s ease;
}
/* Step indicator dots */
.step-indicators { display: flex; align-items: center; justify-content: center; gap: 0; margin-top: 1rem; }
.step-indicator {
  width: 36px; height: 36px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: 0.85rem;
  border: 2px solid rgba(168,216,234,0.5);
  color: var(--muted);
  background: white;
  transition: all 0.3s;
  position: relative;
}
.step-indicator.active { background: var(--ocean-mid); border-color: var(--ocean-mid); color: white; box-shadow: 0 0 0 4px rgba(26,95,138,0.15); }
.step-indicator.done   { background: var(--seafoam); border-color: var(--seafoam); color: white; }
.step-indicator-line { flex: 1; max-width: 60px; height: 2px; background: rgba(168,216,234,0.4); transition: background 0.3s; }
.step-indicator-line.done { background: var(--seafoam); }
/* Quote steps */
.quote-step { display: none; animation: fadeUp 0.35s ease; }
.quote-step.active { display: block; }
.step-title {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.35rem;
  color: var(--ocean-deep);
  margin-bottom: 1.5rem;
  text-align: center;
}
.step-nav { display: flex; gap: 1rem; margin-top: 2rem; }
.btn-back {
  background: transparent;
  color: var(--muted);
  padding: 0.75rem 1.5rem;
  border-radius: 50px;
  border: 2px solid rgba(168,216,234,0.5);
  font-weight: 600;
  font-size: 0.9rem;
  cursor: pointer;
  transition: all 0.2s;
  font-family: 'DM Sans', sans-serif;
}
.btn-back:hover { border-color: var(--wave); color: var(--text); }
.btn-next {
  flex: 1;
  background: var(--ocean-mid);
  color: white;
  padding: 0.85rem 2rem;
  border-radius: 50px;
  border: none;
  font-weight: 700;
  font-size: 0.95rem;
  cursor: pointer;
  transition: all 0.2s;
  font-family: 'DM Sans', sans-serif;
  box-shadow: 0 4px 16px rgba(26,95,138,0.35);
}
.btn-next:hover { background: var(--ocean-deep); transform: translateY(-1px); }
/* Coverage type selection (step 1) */
.type-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1rem; }
.type-checkbox-btn {
  background: var(--horizon);
  border: 2px solid rgba(168,216,234,0.4);
  border-radius: 16px;
  padding: 1.3rem;
  text-align: center;
  cursor: pointer;
  transition: all 0.2s;
  position: relative;
}
.type-checkbox-btn input[type="checkbox"] {
  position: absolute;
  opacity: 0;
  width: 0; height: 0;
}
.type-checkbox-btn:hover,
.type-checkbox-btn.selected { border-color: var(--ocean-mid); background: rgba(26,95,138,0.05); }
.type-checkbox-btn .t-emoji { font-size: 2rem; display: block; margin-bottom: 0.5rem; }
.type-checkbox-btn .t-name { font-weight: 700; color: var(--ocean-deep); font-size: 0.95rem; }
.type-checkbox-btn .t-desc { font-size: 0.73rem; color: var(--muted); margin-top: 2px; }
.type-checkbox-btn.selected .t-name { color: var(--ocean-mid); }
/* Conditional coverage fields */
.coverage-fields { display: none; margin-top: 1.5rem; padding-top: 1.5rem; border-top: 1px solid rgba(168,216,234,0.4); }
.coverage-fields.show { display: block; }
.coverage-fields-header {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.1rem;
  color: var(--ocean-deep);
  margin-bottom: 1rem;
  display: flex;
  align-items: center;
  gap: 8px;
}
.coverage-fields-subheader {
  font-family: 'DM Sans', sans-serif;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--ocean-mid);
  margin: 1.5rem 0 0.75rem;
  padding-bottom: 0.4rem;
  border-bottom: 1px solid rgba(168,216,234,0.35);
}
/* Review summary */
.review-summary {
  background: var(--horizon);
  border-radius: 16px;
  padding: 1.5rem;
  border: 1px solid rgba(168,216,234,0.4);
  margin-bottom: 1.5rem;
}
.review-summary h4 { font-family: 'Cormorant Garamond', serif; font-size: 1.2rem; color: var(--ocean-deep); margin-bottom: 1rem; }
.summary-section { margin-bottom: 1rem; }
.summary-section h5 { font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; color: var(--ocean-mid); margin-bottom: 0.5rem; }
.summary-row { display: flex; justify-content: space-between; align-items: baseline; padding: 0.3rem 0; border-bottom: 1px solid rgba(168,216,234,0.3); font-size: 0.85rem; }
.summary-row:last-child { border-bottom: none; }
.summary-row .label { color: var(--muted); }
.summary-row .value { color: var(--text); font-weight: 600; text-align: right; }
/* Success panel */
.success-panel { text-align: center; padding: 2rem 0; }
.success-icon {
  width: 80px; height: 80px;
  border-radius: 50%;
  background: rgba(77,184,176,0.12);
  border: 2px solid var(--seafoam);
  display: flex; align-items: center; justify-content: center;
  font-size: 2.5rem;
  margin: 0 auto 1.5rem;
}
.success-panel h3 { font-family: 'Cormorant Garamond', serif; font-size: 1.7rem; color: var(--ocean-deep); margin-bottom: 0.8rem; }
.success-panel p { color: var(--muted); line-height: 1.7; max-width: 420px; margin: 0 auto 1.5rem; }

/* ── CONTACT LAYOUT ── */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 4rem; align-items: start; margin-top: 3rem; }
.contact-info { padding: 2rem; background: white; border-radius: 24px; border: 1px solid rgba(168,216,234,0.4); box-shadow: 0 8px 32px var(--shadow); }
.contact-info h3 { font-family: 'Cormorant Garamond', serif; font-size: 1.5rem; color: var(--ocean-deep); margin-bottom: 1.5rem; }
.contact-detail { display: flex; gap: 12px; align-items: flex-start; margin-bottom: 1.2rem; }
.contact-detail-icon {
  width: 42px; height: 42px;
  background: var(--horizon);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.1rem; flex-shrink: 0;
}
.contact-detail-text strong { display: block; font-size: 0.88rem; color: var(--ocean-deep); margin-bottom: 2px; }
.contact-detail-text span, .contact-detail-text a { font-size: 0.88rem; color: var(--muted); text-decoration: none; }
.contact-detail-text a:hover { color: var(--ocean-mid); }
.contact-map { margin-top: 1.5rem; border-radius: 14px; overflow: hidden; border: 1px solid rgba(168,216,234,0.4); }
.contact-map iframe { display: block; width: 100%; height: 260px; border: none; }

/* ── SERVICE AREA TAGS ── */
.service-area-section { background: var(--pearl); }
.county-tags { display: flex; flex-wrap: wrap; gap: 0.6rem; margin-top: 2rem; }
.county-tag {
  background: white;
  border: 1.5px solid rgba(42,143,192,0.25);
  border-radius: 50px;
  padding: 0.4rem 1rem;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--ocean-mid);
  text-decoration: none;
  transition: all 0.2s;
  white-space: nowrap;
}
.county-tag:hover { background: var(--ocean-mid); color: white; border-color: var(--ocean-mid); }

/* ── CTA SECTION ── */
.cta-section {
  background: linear-gradient(135deg, var(--ocean-deep) 0%, var(--ocean-mid) 100%);
  padding: 90px 2rem;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-section::before {
  content: '';
  position: absolute;
  bottom: -80px; left: 50%;
  transform: translateX(-50%);
  width: 700px; height: 300px;
  border-radius: 50%;
  background: rgba(77,184,176,0.1);
}
.cta-section h2 {
  font-family: 'Cormorant Garamond', serif;
  font-size: clamp(1.9rem, 3.5vw, 2.9rem);
  color: white;
  margin-bottom: 1rem;
  position: relative;
}
.cta-section p { color: rgba(255,255,255,0.65); font-size: 1rem; max-width: 500px; margin: 0 auto 2rem; position: relative; }
.cta-actions { display: flex; gap: 1rem; justify-content: center; flex-wrap: wrap; position: relative; }

/* ── FOOTER ── */
footer {
  background: var(--navy);
  color: rgba(255,255,255,0.55);
  padding: 60px 2rem 30px;
}
.footer-inner { max-width: 1200px; margin: 0 auto; }
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 3rem;
  margin-bottom: 3rem;
}
.footer-brand p { font-size: 0.88rem; line-height: 1.7; margin-top: 0.8rem; max-width: 260px; }
.footer-logo-text { font-family: 'Cormorant Garamond', serif; color: white; font-size: 1.15rem; font-weight: 700; }
.footer-wob {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(77,184,176,0.15);
  border: 1px solid rgba(77,184,176,0.3);
  border-radius: 50px;
  padding: 0.25rem 0.75rem;
  color: #7de8e1;
  font-size: 0.72rem;
  font-weight: 600;
  margin-top: 0.5rem;
  display: block;
  width: fit-content;
}
.footer-col h4 {
  color: white;
  font-weight: 700;
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 1rem;
}
.footer-col ul { list-style: none; }
.footer-col li { margin-bottom: 0.5rem; }
.footer-col a {
  color: rgba(255,255,255,0.5);
  text-decoration: none;
  font-size: 0.88rem;
  transition: color 0.2s;
}
.footer-col a:hover { color: var(--seafoam); }
.footer-nap {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.45);
  line-height: 1.8;
  margin-top: 0.75rem;
}
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding-top: 1.5rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.79rem;
  flex-wrap: wrap;
  gap: 1rem;
}
.footer-bottom-links { display: flex; gap: 1.5rem; }
.footer-bottom-links a { color: rgba(255,255,255,0.35); text-decoration: none; font-size: 0.78rem; transition: color 0.2s; }
.footer-bottom-links a:hover { color: rgba(255,255,255,0.65); }

/* ── ANIMATIONS ── */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(22px); }
  to   { opacity: 1; transform: translateY(0); }
}
.animate-1 { animation: fadeUp 0.6s 0.1s ease both; }
.animate-2 { animation: fadeUp 0.6s 0.2s ease both; }
.animate-3 { animation: fadeUp 0.6s 0.3s ease both; }
.animate-4 { animation: fadeUp 0.6s 0.4s ease both; }
.animate-5 { animation: fadeUp 0.6s 0.5s ease both; }

/* Scroll-triggered fade (applied by JS) */
.fade-in { opacity: 0; transform: translateY(22px); transition: opacity 0.6s ease, transform 0.6s ease; }
.fade-in.visible { opacity: 1; transform: translateY(0); }

/* ── RESPONSIVE ── */
@media (max-width: 960px) {
  /* Show hamburger, hide desktop-only nav items */
  .nav-hamburger { display: flex; margin-right: 0.25rem; }
  .nav-links { display: none; }
  .nav-cta { display: none; }
  nav { padding: 0 1rem; }

  /* Stack grids */
  .hero-inner,
  .family-grid,
  .sandy-grid,
  .why-grid,
  .contact-grid { grid-template-columns: 1fr; }
  .hero-visual { display: none; }
  .footer-grid { grid-template-columns: 1fr 1fr; }

  /* ── Mobile hero fix ── */
  /* min-width:0 prevents grid cells from expanding to fit nowrap children */
  .hero { padding-left: 1.2rem; padding-right: 1.2rem; overflow-x: hidden; }
  .hero-inner > div { min-width: 0; width: 100%; }
  .hero-badge { display: flex; white-space: normal; justify-content: center; text-align: center; max-width: 100%; flex-wrap: wrap; }
  .hero h1 { font-size: clamp(1.9rem, 5.5vw, 3rem); text-align: center; overflow-wrap: break-word; word-break: break-word; }
  .hero p { text-align: center; max-width: 100%; overflow-wrap: break-word; }
  .hero-actions { justify-content: center; }
  .hero-stats { justify-content: center; }
}

@media (max-width: 768px) {
  /* Reduce page-hero padding earlier on tablet/mobile */
  .page-hero { padding: 80px 1.2rem 60px; }
}

@media (max-width: 600px) {
  .form-row  { grid-template-columns: 1fr; }
  .type-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .trust-bar, .hours-bar { gap: 1rem; }
  /* Keep hero-stats wrappable so 3 stats fit on very small screens */
  .hero-stats { gap: 0.6rem; flex-wrap: wrap; }
  .stat-num { font-size: 1.5rem; }
  .stat-label { font-size: 0.6rem; letter-spacing: 0.02em; }
  .quote-container { padding: 1.5rem 1rem; }
  .section { padding: 60px 1.2rem; }
  .why-stat-row { grid-template-columns: 1fr 1fr; }
  .sandy-stats { grid-template-columns: 1fr 1fr; }
  .step-indicators { display: none; }
  /* Prevent grid-cell overflow from minmax minimum exceeding mobile content width */
  .reviews-grid { grid-template-columns: 1fr; }
  .cards-grid   { grid-template-columns: 1fr; }
  .process-steps { grid-template-columns: 1fr; }
}

@media (max-width: 380px) {
  .type-grid { grid-template-columns: 1fr; }
  .nav { padding: 0 1rem; }
  .page-hero { padding: 80px 1.2rem 60px; }
}

/* ── UTILITY ── */
.text-center { text-align: center; }
.text-white { color: white; }
.mt-1 { margin-top: 0.5rem; }
.mt-2 { margin-top: 1rem; }
.mt-3 { margin-top: 1.5rem; }
.mt-4 { margin-top: 2rem; }
.mb-2 { margin-bottom: 1rem; }
.hidden { display: none !important; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }